Current account tailored to your needs

  • Bestätigen
  • Bestätigen
    New: Pay contactless with Apple Pay and the Commerzbank Girocard
  • Bestätigen
    For just €4.90

Main benefits for you:

  • Commerzbank Girocard (debit card)
  • Unlimited free cash withdrawals at over 6,000 cash machines
  • Contactless payment with Apple Pay and Google Pay
  • Online and mobile banking with our
  • Unlimited free cash deposits at Commerzbank cash machines
  • Customer service seven days a week
  • Instant payment via App
  • Real-time payments

In 3 easy steps
, Open an account and get started right away

It couldn’t be easier! Activate online banking within 6 minutes. You’ll be able to use the full range of online banking services within 1-2 business days.

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Complete the online application

All it takes is 6 minutes to complete and send the online application. You can also apply online on your phone.

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Confirm your information

Verify your identity with our fully digital IDENT app.

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Start using your account

Gain direct access to your online and mobile banking in a matter of minutes.

Award-winning bank

, Switch now to the leading brick-and-mortar bank in Germany.

Great service for our customers. We are shaping the future of banking by giving you the ability to decide what you want and when you want it. Benefit from having a strong and safe partner at your side, as well as our excellent banking app.

  • Test winner of the economic and financial title €uro as the best branch bank for the 7th year in a row.
  • Our banking app was named the winner among 12 mobile apps tested for the best “mobile app with very high added value”.

Frequently asked questions

  1. You have not held a current account with Commerzbank in the last 24 months.
  2. You open the current account online.
  3. You actively use the account for three months. This means at least five monthly transactions of at least 25 euros (e.g. from or to employers, pension funds, property management companies, energy providers, phone providers, but no transfers to other bank accounts held in your name or balances brought forward). If the above conditions are abused, we reserve the right to not pay the starting balance.
  4. You consent to advertising emails and calls. Consent may be given during the account opening process or thereafter within 3 months at a Commerzbank branch or online at www.commerzbank.de/einwilligungen and may not be revoked for at least 3 months.

  1. 1

    €50 starting credit will be issued after three months of active account use (at least five monthly transactions of €25 each or more, e.g. from or to employers, pension funds, property management companies, energy providers, phone providers; transfers to other accounts held in your name are not included), if no account has been held with Commerzbank within the last 24 months If the above conditions are abused, we reserve the right to not pay the starting balance. and you consent to advertising emails and calls. Consent may be given during the account opening process or thereafter within 3 months at a Commerzbank branch or online at www.commerzbank.de/einwilligungen and may not be revoked for at least 3 months.