Bank
Our current accounts and credit cards offer flexibility, security, and great deals on purchases. So you can manage your money more easily.
Current Accounts
The best deal for your money
The current account is still the best solution for your day-to-day banking needs. Commerzbank offers various packages to suit every taste and requirement. From accounts with added benefits, to current accounts designed for students, we have a wide range to choose from, including the Girokonto, KlassikKonto, PremiumKonto and “StartKonto.” When you open a Girokonto, you will receive a starting balance of 50 euros.1
No matter which account you choose, you can withdraw money free of charge at any Commerzbank branch or with your debit card at one of the 6,000 ATMs connected to the Cash Group2 in Germany. You also benefit from free cash back at a number of Shell petrol stations. With our extra “Premium”, you can even withdraw money free of charge while abroad.
Current account: Guaranteed to please
If you are employed or receive a regular income, the current account (Girokonto) is the perfect solution. This account is suited to single adults as well as families, and offers all the options needed for your daily financing needs.
If you want to make more out of your account, choose KlassikKonto or PremiumKonto. This way, you can take advantage from added benefits and customize your account to your personal needs.
KlassikKonto: The right option for a flexible lifestyle
With the KlassikKonto, you take your banking into your own hands, either online, at one of our branches, or at one of our ATMs. Your advantage: No minimum monthly incoming payment is required. And for a small monthly fee, you benefit from great deals on transfers, standing orders, and direct debits in your Commerzbank branch or via online banking.
PremiumKonto: The perfect solution for frequent travelers
Does your partner need a debit card as well? Or do you do a lot of travelling? Why not give the PremiumKonto a try? It comes with added benefits such as two debit cards and two exclusive premium credit cards.3 Important for frequent travelers: Included in the extra “Premium” is a comprehensive insurance cover for you and your family.
Contact us
24 h advice & appointment arrangement
Private Clients: + 49 69 5 8000 8000 Business Clients: +49 69 5 8000 9000
1 50 Euro starting credit will be issued after three months of active account use (at least five monthly bookings of 25 Euro each or more for example from or to employer, pension funds, property management companies, energy providers, telephone providers, transfers to other accounts in your name are not included), if within the last 24 months no account has been held with Commerzbank and the account holder has provided a declaration of consent via e-mail and telephone advertising by Commerzbank AG and has not revoked this for at least three months.This consent may be granted when opening an account or within three months after the account opening at a Commerzbank branch or online at www.commerzbank.de/einwilligungen. Only for online account opening.
2 Commerzbank, Deutsche Bank, UniCredit Bank, Postbank, and their subsidiaries.
3 Creditworthiness is required.